Why Businesses Across Australia Choose APS
We know you have plenty of options when it comes to EFTPOS and payments. That's exactly why APS was built differently — with one clear goal in mind: to help Aussie businesses keep more, save more, and get more out of every transaction.
APS isn't just another EFTPOS provider. We're a team that understands what it's like to run a small business and the pressures that come with it. That's why we've created a solution that combines savings, rewards, and support into one simple package
More Than Just Payments
Most providers stop at processing transactions. APS goes further by delivering value on every level.

APS Plus Rewards
Every APS merchant gets access to exclusive perks and discounts. From staff benefits like dining and retail offers to business essentials such as fuel and office supplies, Rewards helps you save where it matters most. This isn't a gimmick — it's a real way to cut costs and reward your team.
Flexible Features
APS EFTPOS isn't one-size-fits-all. You can add features like real-time reporting, accounting integrations, and customer loyalty tools. Whether you're running a café, a butcher shop, or a professional practice, APS adapts to your business.
Savings on Every Transaction
With transparent pricing and no hidden surprises, you always know what you're paying. Choose our No-Cost EFTPOS option and you can pass fees directly to customers, protecting your profit margins and keeping 100% of every sale.
Designed for Business Owners, Not Banks
We're not a big bank, and we think that's a good thing. Banks are built around complicated contracts, long approvals, and hidden fees. APS is built with merchants in mind — simple, transparent, and always on your side.
Our focus is helping you reduce transaction fees and reinvest that money back into your business.
Our focus is helping you reduce transaction fees and reinvest that money back into your business.
Our focus is helping you reduce transaction fees and reinvest that money back into your business.
We know these decisions are important, and with APS, you stay in control every step of the way.
Easy Setup & Local Support
From application to setup, APS makes payments simple and reliable. You don't have time to chase support or wait weeks for equipment — and with us, you won't have to.
Fast Approval
Most merchants are approved in days, not weeks, so you can start taking payments and saving sooner.
Plug-and-Play Terminals
Your EFTPOS arrives pre-configured and ready to use. Just plug it in, and you're ready to take payments.
Local Support Team
Our Aussie-based team is here when you need us. You won't be stuck on hold with offshore call centres — you'll get real people who understand small business.
Merchants tell us time and again that support is where APS shines. It's not just about the terminal, it's about knowing someone has your back when you need help.
Flexibility & Choice

Every business is different — and your payments solution should reflect that. APS gives you the flexibility to choose what works best for you.
Terminals that Fit Your Industry
From handheld devices for hospitality to countertop units for retail, APS has the right solution.
Surcharge Option
Want to keep 100% of your sales? With APS, you can pass on transaction fees to customers automatically. It's fully compliant and completely optional.
Advanced Reporting Tools
Track sales, manage costs, and spot trends with real-time insights. Better reporting means better business decisions.
APS grows with you. Start with the basics and add more features as your business evolves — it's that simple.
Real Businesses. Real Value.
APS is already helping thousands of Aussie businesses keep more of what they earn. From family-owned cafés to national retailers, our solutions are trusted across industries because they deliver more than just savings.
“APS made switching so easy. The setup was fast, and their local support team is brilliant.”
Salon Owner, Melbourne
“We've saved thousands in fees since moving to APS. Plus, our staff love the Rewards program — it's a win-win.”
Retailer, Sydney

The APS Difference: Value in Every Transaction
APS is more than a payments provider. We're your partner in helping you save money, unlock real perks, and run a stronger business — all backed by transparent pricing and local support you can count on.
With APS, every transaction is more than a payment — it's an opportunity to put more back into your business.