More Than
Payments.

Real Savings, Real Rewards.

With APS EFTPOS, every transaction is backed by perks and benefits that put more back into your business.

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Used by your favourite aussie brands

Airbnb
Amart
Avis
Brumbys
Cignall
Coles
Cotton:on Kids
Cotton:on
Dominos
Donut King
Europcar
Ezymart
Factorie
Goodyear
Rubi
Supre
Typo
Tyrepower
Ultratune
Woolworths
Airbnb
Amart
Avis
Brumbys
Cignall
Coles
Cotton:on Kids
Cotton:on
Dominos
Donut King
Europcar
Ezymart
Factorie
Goodyear
Rubi
Supre
Typo
Tyrepower
Ultratune
Woolworths
Why APS

Not Just EFTPOS. APS Gives You More.

Most EFTPOS providers see payments as the end of the story. At APS, we believe it should be the beginning of something bigger — savings for your business, rewards for your staff, and loyalty from your customers.

APS Plus Rewards

Exclusive discounts and perks for merchants and staff, from hospitality savings to lifestyle benefits — all included at no extra cost.

Transparent Pricing

No hidden fees, no surprises. Choose No-Cost EFTPOS and pay nothing at all.

Fast Setup & Support

Pre-configured terminals, ready to plug in. Australian support team with real answers.

Same-Day Settlement

Same-day settlement means your money hits your account faster

no waiting, no delays

APS Plus Rewards

With APS, EFTPOS isn't just about taking payments — it's about running a stronger, more profitable business.

Flexible Features

Surcharging options, dynamic reporting, seamless integrations, and tools that scale as you grow.

Social Proof

Real Businesses. Real Value.

APS is already helping thousands of Aussie businesses keep more of what they earn. From family-owned cafes to national retailers, our solutions are trusted across industries because we deliver more than just savings.

Business
Reviewer
Star
Reviewer

“Switching to APS gave us more than just savings— no hassle, and the setup was seamless.”

Café Owner, Brisbane

StarStarStarStarStar

“APS helped us cut fees and reward staff at the same time — no other provider offered both.”

Retailer, Sydney

StarStarStarStarStar
Business

“APS helped us cut fees and reward staff at the same time — no other provider offered both.”

Retailer, Sydney

StarStarStarStarStar
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Our Products

Complete payment solutions for every business need.

From portable EFTPOS to online payments, APS delivers the complete payment ecosystem that grows with your business.

In-Store Payments

In-Store Payments

Zero-cost EFTPOS terminals for Australian businesses.

Zero-cost EFTPOS terminals for Australian businesses. Accept all major payment methods with our innovative no-rental, no-merchant-fees model. Fast technology, same-day settlement, and seamless POS integration. No monthly rentals, no merchant fees — you pay nothing upfront. Accept all major payment options including contactless, cards, EFTPOS, and digital wallets.

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Mobile Payments

Mobile Payments

Portable EFTPOS solutions for businesses on-the-go.

Portable EFTPOS solutions for businesses on-the-go. Process payments anywhere with our mobile EFTPOS machines. Perfect for markets, events, delivery services, and mobile businesses. Features all-day battery life, 4G/WiFi connectivity, weather-resistant design, and instant transaction processing. Accept payments anywhere with all the same cost benefits as our countertop terminals.

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Online Payments

Online Payments

Seamless online payments and payment links.

Seamless online payments and payment links. Take payments over the phone, via your website or app or via payment links sent by email/SMS. Support for all major Australian payment methods including credit cards, debit cards, BPAY, and Buy Now Pay Later options. Easy integration with e-commerce platforms, automated invoicing, and seamless settlement to your business account.

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Advanced Features

Advanced Features

Auto-surcharging, analytics, and loyalty programs.

Maximize your business potential with our advanced feature suite. Auto-surcharging automatically passes transaction fees on to customers while staying compliant with Australian ACCC rules. Built-in customer loyalty programs with comprehensive merchant portal provides real-time analytics, transaction reports, and business insights to help you make informed decisions.

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Spotlight: Surcharge Option

Want to Keep More of Every Sale?

A café processing $500,000 annually could save $10,000+ per year with No-Cost EFTPOS. A retail store processing $200,000 could save $4,000 — enough to cover staff bonuses or reinvest in growth.
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Surcharging is fully automated, simple to enable, and compliant with Australian ACCC rules. APS configures everything for you so all you need to do is focus on your business.

Credit Cards

Card usage is higher than ever, and processing fees can eat into already slim margins. APS gives you the option to pass transaction fees on to customers automatically, so you keep 100% of your sale value.

Featured Industries

Who We Help

APS EFTPOS works across industries of every size and type. Whether you're serving coffees, cutting hair, or running a professional practice, we have a solution tailored to your needs.

Hospitality

Hospitality

Fast transactions, split bills, and staff rewards for cafés, restaurants, and bars.

Fast checkoutSplit billsStaff rewards

Professional Services

Recurring payments, invoice links, and flexible options for consultants and tradies.

Professional Services
Recurring paymentsInvoice linksFlexible EFTPOS
Hair & Beauty

Hair & Beauty

Booking integration, automated billing, and client rewards for salons and spas.

Booking syncAuto billingClient rewards
Retail

Retail

Inventory insights, loyalty tools, and transparent pricing for all retail businesses.

Inventory insightsCustomer loyaltyTransparent pricing
Butchers

Butchers

Fast, reliable EFTPOS & POS for butchers & fresh food retailers.

Fast checkoutReliable connectivityEasy integration
How It Works

Getting Started is Simple

Banks make EFTPOS complicated. APS keeps it simple with a streamlined 3-step process:

01

Apply Online

Complete a short online form in minutes. Our team reviews applications quickly and helps you choose the right solution for your industry and turnover.

02

Receive Your Terminal

Terminals are shipped pre-configured, ready for immediate use. No IT setup, no headaches, just fast installation.

03

Start Saving & Unlock Rewards

Accept payments immediately, enjoy transparent pricing or No-Cost EFTPOS, and access APS Plus Rewards perks from day one.

APS
One Week
Setup
Live within a week
Setup

VS
Other
Providers

Fraction of the time

More Than Payments. Real Savings. Real Rewards.

APS isn't just another EFTPOS provider. We're your partner in saving money, building loyalty, and growing your business. Join thousands of Aussie merchants already keeping more of what they earn and discover the APS difference.

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