Get Paid Automatically with APS Recurring Payments
From memberships to invoices, APS Recurring Payments lets you “set and forget.” Secure direct debit and subscription billing keep your cash flow steady, reduce admin, and make late payments a thing of the past.
Why Choose APS Recurring Payments?
Chasing overdue invoices or manually processing repeat transactions is time-consuming and stressful. APS Recurring Payments automates the process, collecting funds directly from your customer's bank account. This means you spend less time on admin and more time growing your business.
Lower Costs
Bank-to-bank payments are often cheaper than credit card transactions, helping you save on fees.
Set-and-Forget
Accept payments anywhere using your phone or tablet. Great for pop-up shops, markets, or businesses on the move.
Real-Time Options
APS supports PayTo, a next-generation service that provides instant authorisation and faster settlement.
Predictable Cash Flow
With recurring billing, you know exactly when payments are arriving.
Secure & Compliant
Built on Australia's trusted BECS and NPP rails, giving you peace of mind.


How It Works
APS makes recurring payments simple and reliable
Customer Authorises a Mandate
Customers approve a one-off or recurring debit online. With PayTo, this can happen in real time.
You Schedule Payments
Funds are securely debited from your customer’s bank account without manual intervention.
APS Collects Automatically
Choose weekly, monthly, annually, or fully customised intervals that match your business model.
You Get Paid
All payments appear in your APS dashboard alongside EFTPOS, mobile, and online transactions.
Use Cases
APS Recurring Payments is perfect for businesses with repeat billing cycles

Schools & Childcare Providers
Manage tuition fees, enrolment costs, or extracurricular activity payments.

Clubs & Associations
Manage member dues without chasing renewals.
Merchant Stories
“Before APS, chasing overdue invoices took hours every week. Now, recurring payments are collected automatically, and our cash flow is stable. Clients love the convenience, and we love the reliability.”
Consultant, Sydney
“As a gym, monthly memberships used to be our biggest admin headache. APS automated everything — members pay on time, and our staff can focus on customer service instead of collections.”
Fitness Centre, Brisbane
FAQs
BECS Direct Debit is Australia's traditional, trusted system for scheduled bank debits. PayTo is a newer service built on the NPP (New Payments Platform) that offers instant authorisation and faster settlement. APS supports both, giving you flexibility.
Simplify Recurring Payments, Strengthen Cash Flow
APS Recurring Payments give you the tools to manage ongoing payments effortlessly. From gym memberships to childcare fees, consulting retainers to subscription boxes, we make it easy for your customers to pay — and even easier for you to get paid.




