How APS Online Payments Work
Simple, flexible, and fast. APS gives you multiple ways to accept payments online — all managed through one secure platform. Customers expect to pay how they want, when they want. Whether it's shopping on a website, receiving an invoice by email, or tapping a phone at a market stall, APS makes it possible. By giving your customers flexibility, you increase trust, reduce friction, and boost your cash flow.
Three Main Ways to Accept Payments
APS Online Payments are built for modern businesses. You choose the method that works best
Ecommerce Checkout
Add APS to your online store with Shopify, WooCommerce, BigCommerce, or a custom-built site. APS checkout reduces cart abandonment by giving customers a seamless, secure payment experience they trust.
Payment Links & Invoices
Create and send secure payment requests via SMS, email, or chat apps. Customers click and pay instantly on a secure page. Ideal for trades, consultants, coaches, or anyone who doesn’t need a full website.
Mobile Payments
Use your smartphone or tablet as a payment terminal. Perfect for tradies, events, food trucks, and delivery services. Customers can tap cards or mobile wallets on the spot, and payments sync straight to your dashboard.
The Merchant Journey
APS makes onboarding quick and painless. Here's what it looks like:
Fill out a short form with your business details. No endless paperwork or long queues at the bank.
Most merchants are approved within days. Our team configures your account for your business type, so you're not stuck with a one-size-fits-all setup.
Whether through your online store, links, or mobile, you're ready to go live. Funds settle quickly (usually next business day), so you start seeing results almost immediately.
As your business grows, add new features like recurring billing, integrations, and loyalty rewards. APS is built to scale alongside you.
Why It's Simple with APS
APS was built for business owners, not banks. Here's what makes it easier
Local Support When You Need It
Our Australian-based support team is available when you need help. Most issues are solved on the first call.
One Dashboard for All Payments
See EFTPOS, online, and mobile transactions together. No juggling multiple systems.
Transparent Pricing
No hidden extras. You'll always know what you're paying.
Scalable Features
Start simple and expand as your business grows.
Merchant Stories
APS is already helping thousands of Aussie businesses keep more of what they earn. From family-owned cafés to national retailers, our solutions are trusted across industries because they deliver more than just savings.
“We added APS checkout to our WooCommerce store and were live in just a few days. Customers love the smooth process, and we love seeing EFTPOS and online sales in one dashboard.”
Retailer, Sydney
“As a tradesman, I don’t have a website. APS payment links let me send invoices straight from my phone, and customers pay within minutes. Cash flow has improved dramatically.”
Electrician, Brisbane
FAQs
Most businesses are approved within a few days, and setup is quick. Many merchants start taking payments in less than a week.
From Setup to Sales in Days That's the APS Difference
With APS, you don't wait weeks or deal with complex systems. Our online payments are fast to set up, simple to use, and built to help you grow. Whether you're invoicing clients, running an ecommerce store, or accepting payments on the go, APS gives you the tools to succeed.
