Keep More of What You Earn
APS gives you the option to pass transaction fees on to customers, so you keep 100% of your sale value.
What is Surcharge / No-Cost EFTPOS?
Turn transaction fees into customer-paid costs.
Instead of you paying 1–2% on every card transaction, APS terminals can automatically add a small surcharge for customers. That means you keep the full amount of every sale.
With card usage at an all-time high and processing fees eating into already slim margins, surcharging is one of the simplest ways for Australian businesses to protect profits without raising menu prices or product costs.
Benefits of Surcharging
Fully Configured for You
We set it up so you can simply plug in your terminal and start saving from day one.
Save Thousands Per Year
Even small fees add up. A business processing $500,000 annually could save $10,000+ just by passing on costs.
Automatic Processing
APS terminals calculate and apply surcharges instantly. No manual steps, no staff training headaches.
Immediate Impact
Your very first transaction under APS No-Cost EFTPOS puts more back in your pocket.
Compliant by Design
APS ensures your surcharge rate is always set within ACCC guidelines, so you'll never exceed the allowable limits.
How It Works
It's simple, transparent, and fully compliant with Australian regulations.
Set Your Preferences
Choose fixed rate or percentage surcharge.
Customer Pays by Card
The surcharge is displayed clearly on the terminal.
Funds Are Settled
You receive 100% of your sale value, with no deductions.
Use Cases
APS No-Cost EFTPOS works across industries where margins matter most.
Service Businesses
tradies and consultants ensure fees don't eat into earnings.
Cafés & Restaurants
protect profits without raising menu prices.
Retail Stores
pass on costs so you can stay competitive.
High-Volume Businesses
gyms, ticketing, and events save thousands each year.
Common Questions / Objections
Surcharging is already common in cafés, restaurants, retail, and even ticketing. When the fee is small and clearly displayed, most customers accept it as standard.
Case Study / Proof Point
How Much Can You Save?
A café processing $500,000 annually in card transactions saved $10,000+ per year by passing on fees.
A small retail store processing $200,000 annually saved over $4,000 — enough to cover staff bonuses for the year.
Switching to APS No-Cost EFTPOS was a game changer. Customers barely notice the small surcharge, but we notice the thousands saved every year.
Retailer, Sydney
Your Choice, Your Control
APS believes in giving merchants control. Surcharging is completely optional — you can:
Apply it across all card payments.
Apply it across all card payments.
Or turn it off completely if you'd prefer to absorb the cost.
This flexibility means you can adapt as customer expectations or regulations evolve.
Keep More, Stress Less
APS Surcharge EFTPOS is designed to protect your profit margins in the simplest way possible. Whether you're running a café, retail store, or service business, APS terminals handle the surcharge automatically so you can focus on growth — not fees.
