APS is an Australian EFTPOS provider built on a simple belief: payments should be transparent, affordable, and rewarding. We exist to help businesses cut costs, simplify payments, and unlock real perks for their teams and customers.
The Beginning
APS was founded with a clear purpose: to give Aussie businesses a fair go.
For years, small business owners were weighed down by high transaction fees, hidden charges, and complex contracts that seemed designed to benefit banks, not merchants. These fees chipped away at already tight margins, leaving many businesses frustrated and powerless.
Our founders knew exactly what that felt like — because they've been small business owners themselves. They understood the stress of managing cash flow, the frustration of seeing profits eaten up by unnecessary fees, and the lack of support when things went wrong. That lived experience became the driving force behind APS.
From day one, our vision was simple: build a payments partner that puts merchants first. We set out to provide transparent pricing with no hidden costs, flexible features that adapt to each business, and rewards that deliver genuine, everyday value.
Save money
Cutting unnecessary fees is at the heart of what we do. By offering no-cost EFTPOS options and clear, transparent pricing, we put more of your hard-earned revenue back where it belongs — in your business.
Unlock perks and rewards
APS Plus Rewards gives you and your staff access to real discounts on essentials and lifestyle perks. It's our way of making sure every transaction brings added value, not just to your business, but to the people who help run it.
Simplify Payments
Payments shouldn't be stressful. Our EFTPOS solutions are easy to use, quick to set up, and backed by friendly, local support. That means you can focus on what matters most: serving your customers and growing your business.
Our Mission
At APS, our mission is to help businesses thrive by making payments work harder for them. We exist to:
We don't just provide terminals. We deliver peace of mind, clarity, and tangible value with every transaction.
Perks That Matter
With APS Plus Rewards, you'll save on everyday business costs and give your team perks they'll genuinely appreciate. From fuel and groceries to hospitality and retail offers, the rewards make a noticeable difference.
What Makes Us Different
From day one, APS has done things differently. We're not a big bank, and we're proud of that. We're a team that understands small business and designs solutions with merchants in mind.
Fast Setup & Local Support
We know time is money. That's why APS terminals are shipped pre-configured and ready to use. And if you need help, you'll speak to a real Aussie support team who understands your world.
Transparent Pricing
We believe in honesty. That means no hidden fees, no surprise deductions, and no confusing fine print. Just clear, predictable costs that make budgeting easier.
Flexibility
Every business is unique. Whether you need a single EFTPOS machine, multiple integrations, advanced reporting, or the option to pass on transaction fees, APS has a solution that adapts to you.
Our Growth
In just a few short years, APS has grown from a start-up idea into a nationwide provider, supporting thousands of merchants across Australia. We've become a trusted partner for cafés, restaurants, butchers, salons, professional service firms, and more.
Our growth hasn't come from aggressive advertising or flashy gimmicks — it's come from referrals, word of mouth, and results. When merchants save money, enjoy perks, and feel supported, they tell other business owners. That's how APS has expanded — by putting merchants first and letting results speak for themselves.
“APS helped us cut fees and reward our staff — it's the best decision we made.”
- Small Business Owner, Sydney
“APS helped us cut fees and reward our staff — it's the best decision we made.”
- Small Business Owner, Sydney
Looking Ahead
At APS, we see it differently. Our commitment is simple: keep innovating while keeping merchants first. We'll continue to expand our rewards program, invest in faster, more flexible payment solutions, and strengthen the local support our merchants rely on. No matter how payments change, one thing won't: APS will always be focused on helping Aussie businesses thrive. With us, you'll always have more than just a payments provider — you'll have a partner that understands your challenges and is invested in your success.
Ready to Join the APS Family?
Thousands of Aussie businesses have already made the switch to APS. They're saving money, earning rewards, and enjoying the kind of support that only comes from a partner who truly understands business.
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